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Friday 16 July 2010

It is vitally important to choose a car that meets your needs, but do not let outside pocket.

Often the best way if you can afford a car that costs per month. After you find an example of a car that interests you, add together the following numbers:

• Divide the value of the car by the number of months you will pay for this (if you transfer from a loan or finance)
• The cost of insurance per month
• The cost of road taxation per month
• Your use of expected expenditure of fuel per month
• Expenditure expected maintenance per month (includes repair and replacement of tyres)
• Repair costs (if expected) per month

If you deliver the funding, there is plenty you can do to get lower payments:
• Shop around for personal loans – you can get more money and pay less
• Push the dealer hard to better address regarding the economic (and try and take into account more money outside of the car value)
• Consider a personal contract purchase (PCP)

The value of your current car could also has a large affect on your budget. Getting a car valuation can tell how old your car is worth, if you private sale or trading-in your car as a part-exchange.

If all this is more than they can afford, searching for the same model with a smaller engine, like this, typically, will reduce the cost of fuel, taxes, insurance and maintenance.

How Auto Trader can help:
• Car valuation
• Understanding car loans and finance

Auto Trader Search

Once you have worked the budget can afford, Auto Dealer Search to find the car you are looking for.

How Auto Trader can help:Auto Trader used car search

Car loans and finance

If you want to increase your budget, Auto Trader car loans and Finance Center can offer secure personal loans from £ 500 to £ 15,000 and compares the top lenders.

How Auto Trader can help:
• Car loans and Finance Centre
• Understanding car loans and finance

More in-depth buying advice:

How to choose the right car:
Buying a used car | Buyers of new cars | Setting your budget
Comparison between new and used cars | Choosing the right car
Buy a car imported | Buy a classic car

How to buy a car:
Contacting the seller | Demonstrated a used cars | Test driving a car
Haggling with sellers | Do the paperwork

How to pay for your car:
Understanding car loans and financing | Check your credit rating
Returns a car

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