Could you save money on car insurance?

Car insurance premiums have risen by up to 10 per cent this year.

We reveal how to beat the price rise and get cheaper car insurance.

Personal injury claims and insurance fraud can increase the cost of car insurance.

These claims could push the average premium with a full no-claims bonus from £400 to £440 per year.

We found one motorist who was paying £404 a year for his car insurance, to see how much he could save with Auto Trader Compare.

View the UK?s cheapest cars to insure:

Alex Rose is a 26-year-old Senior Graphic Designer from London, who owns a 2005 1.6-litre Vauxhall Astra SXi.

Alex has a nine-year no-claims bonus with no previous driving convictions. He parks his car in his garage, and clocks up about 8,000 miles per year.

It took four minutes for Alex to input his details, and Auto Trader Compare returned with a list of new prices ? the lowest at just £228.30.

Alex didn?t hesitate to switch insurance providers, and is now financially better off.

Auto Trader Compare saved Alex £175.70 on his car insurance.

How much could you save?

Compare 300+ Prices with Auto Trader

What type of cover should I get?

Comprehensive

Accidental damage is covered as well as third party fire and theft cover. This is the safest bet and ideal for cars with a higher value.

Third party fire and theft

This cover will protect you if your car is stolen or damaged by fire, and also includes third party insurance. Terms and conditions will apply.

Third party

This is the minimum level of insurance cover the law requires for you to drive in the UK.

It doesn?t cover damage to your own vehicle ? only damage to other parties. If you crash into someone and you?re to blame then your insurance will cover the damage to the other driver?s car. You won?t be covered if your car is damaged by fire, stolen or in an accident which was your fault.

69 per cent of people could save with us!
Source: Consumer Intelligence Sept 08 based on online research

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Disclaimer: Auto Trader cannot guarantee the above advice will always save you money. The ?cheapest cars to insure? slide show features cars in insurance groups 1 and 2, which are usually bottom-of-the-range models. Check with your dealer first.